First-time buyers are being offered the chance to pay a modest £5,000 deposit and potentially borrow up to 99% of a property's value.
The mortgage from a lender we deal with is valid on places up to £500,000 and comes without a fee - but there are a few key exceptions.
It's not available for flats or new-build properties and would-be borrowers must pass strict affordability and credit scoring checks.
The task of saving for a deposit is one of the barriers that many first-time buyers struggle with as most lenders like a minimum 10% up front. For further details contact mortgages@smith-and-friends.co.uk Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.
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